Your Essential Guide to Accident Benefits
Navigate Ontario’s complex no-fault insurance system with confidence. This guidebook, updated for 2025, explains critical deadlines, optional benefits, and the upcoming 2026 changes that could affect your coverage.
Why You Need This Guidebook
Understand the 2026 Changes
Learn how the shift to optional benefits could leave you without income replacement or caregiver support.
Know Your Rights
Discover how to access up to $65,000 for non-catastrophic injuries or $3,500 for minor injuries.
Act Fast Post-Accident
Follow clear steps to notify your insurer within 7 days and meet key deadlines.
From Personal Experience to Expert Guidance
Author Joanne Moore, inspired by her family’s three MVAs in 17 months, including a near-fatal crash, created this guide to empower Ontarians. Backed by industry insights and Health Locator, this book is your trusted resource.
What will you gain?
"A clear, practical guide that demystifies Ontario’s insurance system, saving you time and stress."
Be Prepared!
"Essential for every driver, cyclist, or pedestrian to avoid financial pitfalls after an accident."
Don’t Wait Until It’s Too Late
Get the knowledge you need to protect yourself and your family. Order your copy today and be ready for any accident.